I love the color combination here: the denim, turquoise, and saddle brown give the outfit an all American vibe. The addition of the stripes, chunky watch, and pearls add the pop of prep. It's all about the mix. There are so many ways to interpret this vignette. Try a black and white striped top with jeans, a brown belt and flats. Leopard flats would also work well.
Since it is back to school time (eek!) and we must think about these things...this look will transition very well from summer to fall.